Basic rent-geared-to-income (RGI) eligibility

You may be eligible for RGI if:

  • You are able to live independently with or without support services
  • You are over 16 years old
  • You are a Canadian citizen, a permanent resident of Canada or a refugee claimant, or you are applying to become a permanent resident
  • You are not under a removal order to leave Canada
  • You do not owe money to any social housing provider in Ontario, or you have an agreement to repay this money
  • Your income and assets are within the allowable limits
  • You have a source of income

Asset limit

To be eligible for RGI, you cannot have assets of more than $100,000.

Income limit

To be eligible for RGI, you cannot have income of more than:

  • $27,000 for a bachelor unit
  • $33,000 for a one-bedroom unit
  • $39,500 for a two-bedroom unit
  • $43,500 for a three-bedroom unit
  • $59,500 for a four- or five-bedroom unit

Your income limit applies to the largest unit that you are allowed to move into, even if you move to a smaller unit.

Apply for RGI

How RGI is calculated

RGI is roughly 30 per cent of your total gross monthly income. Gross income is your income before taxes. If you receive Ontario Works or ODSP, your RGI may be calculated at a set amount.
There are rules about how RGI is calculated. Your housing provider must follow the rules set out in the Housing Services Act and the RGI Guide.

Appeal process

If you disagree with a decision about your RGI, you can submit a written appeal to Housing Services.

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